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My Mortgage Blog — Latest Posts
Mortgage Defalt Loan Insurance (What is CMHC?)
Mortgage Default Loan Insurance, or what some may call CMHC fees is a type of insurance premium required when a borrower wishes to buy a home but has less than 20% down payment. This is what is called...
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7 Things Preventing Your Mortgage Approval
Are you having trouble getting approved for a mortgage? Mortgages are a complex product, but applying doesn't have to be. I have worked with several applicants who, for one reason or another, were...
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Costs of Buying a Home
6 Saving for a down payment while renting can be tough for most of us! In addition to your down payment, you’ll also want to save for closing costs. Here’s my top 10 expenses you should prepare for: ...
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Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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