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My Mortgage Blog — Latest Posts
Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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Bad Credit and Getting a Mortgage
Bad credit is a reference that brings up a lot of negative connotations.I prefer to use the term, “Bruised Credit”. A bruise is an area of discolouration caused by a blow or impact. And we all know,...
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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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Rent To Own
Renting has a place and time in most of our lives, and for some people, renting is the best option long term! But for others, homeownership is a dream and exploring a rent-to-own option seems like a...
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