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My Mortgage Blog — Latest Posts
The Urban Exodus…A Long-Term Trend or a Fad?
It’s now well-known that homebuyers are leaving urban markets for the suburbs in droves in search of larger and more affordable properties. While homebuyers have been trading in big-city life for...
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Canada’s Housing Market Risk Rises, But Remains Moderate
Despite a sharp rise in home prices in 2020 and impacts from the pandemic-induced lockdown restrictions, the country’s housing risk remains "moderate.” That’s according to the third-quarter...
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Buying a Home with "Incentive to Buyer" in the Offer
More so in slow markets, or if there's a reason that the sellers want to move the house quickly, a seller may offer a "buyer's incentive" to purchase the house. This is often seen written into the...
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Offering to Buy a House Without the Financing Clause
As the real estate market heats up across Canada, this question comes up more and more..."Should I offer to buy a house without the financing clause?" The short answer is, "Sure - if you have the cash...
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