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My Mortgage Blog — Latest Posts
7 Things Preventing Your Mortgage Approval
Are you having trouble getting approved for a mortgage? Mortgages are a complex product, but applying doesn't have to be. I have worked with several applicants who, for one reason or another, were...
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Costs of Buying a Home
Saving for a down payment while renting can be tough for most of us! In addition to your down payment, you’ll also want to save for closing costs. Here’s my top 1. Down Payment – you will need at...
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Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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Bad Credit and Getting a Mortgage
Bad credit is a reference that brings up a lot of negative connotations.I prefer to use the term, “Bruised Credit”. A bruise is an area of discolouration caused by a blow or impact. And we all know,...
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