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TMG The Mortgage Group Atlantic Inc.

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Halifax Mortgage Broker
Hello & Welcome!
Being a homeowner is the most important financial investment of your life. You should feel comfortable about who you're working with and be supported from start to finish - and beyond. Military? I've got you covered with in-depth knowledge and experience of military friendly mortgage policies and first-hand understanding as a military spouse myself.

   Sarah Nixon-Miller 
Mortgage Broker
NS Broker License #3000033
NB Broker License #240045201
TMG The Mortgage Group (Atlantic) Inc.
NS Brokerage License #3000031
NB Brokerage License #160000425

  • Assurance
    A thorough pre-approval and working with an experienced broker can mean the difference between becoming a homeowner, having the best mortgage for your needs and a positive experience. For military members who move frequently, I coordinate the entire mortgage process, present options, accommodate various time zones and can make the process easy even if you and your spouse are in different locations.
  • Time
    The process goes very quickly once you make an offer to buy a house. Being prepared in advance will make your experience much smoother. For military members, house hunting trips are short. My research skills and lender relationships will help you get the right mortgage so you can spend more time finding your perfect home in the best neighbourhood.
  • Free
    There's no charge to you for my services on typical residential mortgage transactions. The lender pays the Mortgage Broker and it's not added to your mortgage. My unbiased, independent advice is a free value!
Why Should You Use My Services?
Negotiation. I have strong lender relationships, which is to your advantage when I negotiate your mortgage.
 
Knowledge. Mortgages are not created equal. Rate is not the only important factor. 

Understanding. I am a homeowner, too. I have renewed and refinanced, bought and sold properties. I understand this is the biggest investment of your life.
 
Military. As a spouse of a Canadian Armed Forces member, I have a deep understanding of mortgage needs for military families because I live the lifestyle myself.
 
Featured/Participated In:
Mortgage Broker News 2021
Provincial Meeting Mortgage Professionals Canada and Minister of Finance 2021
Parliament Hill Day 2021 - Federal Government Mortgage Regulation Recommendations (Virtual) 
Perspectives Magazine 2020 & 2021 - Official Magazine of Canada's Mortgage Industry 
Real Estate Institute of Canada NS Chapter Halifax Event 2020
Parliament Hill Day 2020 - Federal Government Mortgage Regulation Recommendations (Ottawa)
The Globe And Mail 2019 
The Milspouse Collective Event - Speaker's Panel 2019
Canadian Military Family Magazine 2017
Immigration Services Association of Nova Scotia - New to Canada Homebuying Seminars 2017-2020
Guest Blogger - Numerous blogs/video interviews
 
Awards 
TMG Canada Top 5% Mortgage Production Nationally 2024 
TMG Atlantic Social Media Award 2024 
TMG Atlantic Insurance Award 2024 
TMG Canada Top 10% Mortgage Production Nationally 2023
TMG Atlantic Social Media Campaign Award 2022 
TMG Canada Top 5% Mortgage Production Nationally 2022 
TMG Canada Top 10% Mortgage Production Nationally 2021
TMG Canada Top 20% Mortgage Production Nationally 2020 
TMG Sales Distinction 2019
TMG Atlantic Rising Star Award 2017 
 
Education & Designations
Bachelor of Arts, Mount Saint Vincent University
Additional Courses: Financial Management, Organizational Management
Mortgage Sales Certification Manulife Bank of Canada
Home Equity Bank Certified (Reverse Mortgages)
Manulife Bank Partner Rewards Certification "Silver"
Building Intercultural Competence Certification
Pandemic Awareness Safety Certification
 
Memberships
Member, Mortgage Professionals Canada National Association

Philanthropy 
Board Member, Halifax & Region Military Family Resource Centre (MFRC) - 2022-Present 
Secretary, Community Residents Association - 2021-2022
Co-Chair, Brokering Wishes (for Make-a-Wish Atlantic Provinces), 2019-2021 
Co-Chair, Credit Reporting Committee, Canadian Mortgage Brokers Association Atlantic Canada 2018-2019
Volunteer, Conference Committee, Canadian Mortgage Brokers Association Atlantic Canada 2017-2018
Treasurer, Elementary School Parent Teacher Coalition 2018-2019
Secretary, Elementary School Parent Teacher Coalition 2016-2017 
 
 
Get started with your application now!
Let's get your pre-approval or approval started today! I'm here to help!
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My Mortgage Blog — Latest Posts
Sarah Nixon-Miller || July 17, 2025
Home sales continue recovery in June, but price growth still subdued
Canada’s housing market posted another month of gains in June, with home sales rising 2.8% month-over-month, building on the 3.6% increase seen in May. The gains were driven largely...
Read More
Sarah Nixon-Miller || July 11, 2025
Job growth surprises in June. Will it delay another BoC rate cut?
Canada’s labour market showed unexpected strength in June, adding 83,000 jobs—marking the first monthly employment increase since January. The national unemployment rate edged down to 6.9%, reversing...
Read More
Sarah Nixon-Miller || June 18, 2025
Home sales post first monthly gain since November, but market still cooling year
Canada’s housing market posted a modest rebound in May, with home sales rising 3.6% from April, marking the first national monthly increase in more than six months, the Canadian Real Estate...
Read More
Sarah Nixon-Miller || June 06, 2025
BoC holds rates steady, but more cuts could be on the way
The Bank of Canada held its key interest rate steady at 2.75% this week, delivering its second consecutive pause as it weighs the impact of persistent inflation and new trade-related risks. The...
Read More
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