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TMG The Mortgage Group Atlantic Inc.

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Halifax Mortgage Broker
Hello & Welcome!
Being a homeowner is the most important financial investment of your life. You should feel comfortable about who you're working with and be supported from start to finish - and beyond. Your entire process will be handled from the comfort of your own home with communication through email, phone and video appointments. Signings are done easily online through our secure portal - now that is convenient! Contact me today for your free consultation and learn how working with a Mortgage Broker is a free value that will save you time and money. Military? I've got you covered with in-depth knowledge and experience of military friendly mortgage policies and first-hand understanding as a military spouse myself. Looking for home insurance? Get a free quote from our affiliate Surex - www.surex.com/tmg

   Sarah Nixon-Miller 
Mortgage Broker
License #2022-3000033
TMG The Mortgage Group (Atlantic) Inc.
Brokerage License #2022-3000031

  • Assurance
    A thorough pre-approval and working with an experienced broker can mean the difference between becoming a homeowner, having the best mortgage for your needs and a positive experience. For military members who can move frequently, I coordinate the entire mortgage process, present options, accommodate various time zones and can make the process easy even if you and your spouse are in different locations.
  • Time
    The process goes very quickly once you make an offer to buy a house. Being thoroughly prepared in advance will make your experience much smoother. For military members, house hunting trips are short. My research skills and lender relationships will help you get the right mortgage so you can spend more time finding your perfect home in the best neighbourhood.
  • Free
    There's no charge to you for my services on typical residential mortgage transactions. The lender pays the Mortgage Broker and it's not added to your mortgage. My unbiased, independent advice is a free value.
Why Should You Use My Services?
Negotiation. I have strong lender relationships, which is to your advantage when I negotiate your mortgage.
 
Knowledge. Mortgages are not created equal. Rate is not the only important factor. 

Understanding. I am a homeowner, too. I have renewed and refinanced, bought and sold properties. I understand this is the biggest investment of your life. and for military families I also live the same lifestyle as a spouse myself. 
 
Environment. My office building is LEED certified, designed and built using strategies aimed at achieving high performance in human and environmental health, including sustainable site development, water savings, energy efficiency, materials selection and indoor environmental quality. When possible, I work from my home office and offer video and phone conference appointments reducing travel and minimizing traffic.
 
Paperless. As an ongoing effort to protect the environment, my business is run almost entirely paperless.
 
Military. As a spouse of a Canadian Armed Forces member, I have a deep understanding of mortgage needs for military families because I live the lifestyle myself.
 
Featured/Participated In:
Mortgage Broker News 2021
Provincial Meeting Mortgage Professionals Canada and Minister of Finance 2021
Parliament Hill Day 2021 - Federal Government Mortgage Regulation Recommendations (Virtual) 
Perspectives Magazine 2020 & 2021 - Official Magazine of Canada's Mortgage Industry 
Real Estate Institute of Canada NS Chapter Halifax Event 2020
Parliament Hill Day 2020 - Federal Government Mortgage Regulation Recommendations (Ottawa)
The Globe And Mail 2019 
The Milspouse Collective Event - Speaker's Panel 2019
Canadian Military Family Magazine 2017
Immigration Services Association of Nova Scotia - New to Canada Homebuying Seminars 2017-2020
Guest Blogger - Numerous blogs/video interviews
 
Awards 
TMG Atlantic Social Media Campaign Award 2022 
TMG Canada Top 5% Mortgage Volume Nationally 2022 
TMG Atlantic Top Sales 4th Quarter 2022 
TMG Atlantic Top Sales 2nd Quarter 2022 
TMG Atlantic Top Sales 1st Quarter 2022
TMG Canada Top Performer March 2022
TMG Atlantic Top Sales 4th Quarter 2021
TMG Atlantic Top Sales 3rd Quarter 2021 
TMG Canada Top 10% Mortgage Volume Nationally 2021
TMG Canada Top Performer July 2021 
TMG Atlantic Top Sales 2nd Quarter 2021 
TMG Atlantic Top Sales June 2021
TMG Atlantic Top Sales May 2021
TMG Atlantic Top Sales April 2021 
TMG Canada Top 20% Mortgage Volume Nationally 2020 
TMG Atlantic Top sales 3rd Quarter 2020
TMG Atlantic Top Sales August 2020  
TMG Atlantic Top Sales 2nd Quarter 2020
TMG Atlantic Top Sales July 2020 
TMG Atlantic Top Sales June 2020
TMG Atlantic Top Sales May 2020 
TMG Atlantic Top Sales April 2020
TMG Atlantic Top Sales 1st Quarter 2020
TMG Annual Sales Excellence Award 2019 
TMG Atlantic Top Sales Quarter 3 2019 
TMG Atlantic Top Sales List Semi-Annual 2019 
TMG Atlantic Top Sales List 1st Quarter 2018
TMG Atlantic Top Sales List 3rd Quarter 2018
Top Rookie TMG Canada List April 2018
Top Rookie TMG Canada List July 2018
Top Rookie TMG Canada List August 2018
Top Rookie TMG Canada List November 2018
TMG Atlantic Top Sales List 3rd Quarter 2017
TMG Atlantic Rising Star Award 2017 
 
Education & Designations
Bachelor of Arts, Mount Saint Vincent University
Additional Courses: Financial Management, Organizational Management
Mortgage Sales Certification Manulife Bank of Canada
Home Equity Bank Certified (Reverse Mortgages)
Manulife Bank Partner Rewards Certification "Silver"
Building Intercultural Competence Certification
Pandemic Awareness Safety Certification
 
Memberships
Member, Mortgage Professionals Canada National Association
Member, Mortgage Professionals Canada Atlantic Chapter

Philanthropy 
Board Member, Halifax & Region Military Family Resource Centre (MFRC) - 2022 to Present 
Secretary, Community Residents Association - 2021 to 2022
Co-Chair, Brokering Wishes (for Make-a-Wish Atlantic Provinces), 2019-2021 
Co-Chair, Credit Reporting Committee, Canadian Mortgage Brokers Association Atlantic Canada 2018-2019
Volunteer, Conference Committee, Canadian Mortgage Brokers Association Atlantic Canada 2017-2018
Treasurer, Elementary School Parent Teacher Coalition 2018-2019
Secretary, Elementary School Parent Teacher Coalition 2016-2017 
 
 
Get started with your application now!
Let's get your pre-approval or approval started today! I'm here to help!
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My Mortgage Blog — Latest Posts
Sarah Nixon-Miller || May 12, 2023
Mortgage consumers benefit from professional guidance and support: CMHC
The homebuying process can be overwhelming for anybody, but even more so for first-time homebuyers. But whether for a first-time home purchase or a second or third, all homebuyers benefit from...
Read More
Sarah Nixon-Miller || April 18, 2023
Insured, insurable and uninsured mortgages…what’s the difference?
If you’ve spent any amount of time researching mortgage rates, you’ll likely have seen references to these types of products: insured, insurable and uninsured. It’s important to know the...
Read More
Sarah Nixon-Miller || April 13, 2023
Bank of Canada holds rates, but remains hawkish by saying rates could still rise
There were no surprises with this week’s rate hold by the Bank of Canada, with some observers saying the Bank is likely to leave interest rates unchanged "for some time yet.” As a result of...
Read More
Sarah Nixon-Miller || April 03, 2023
What you need to know about Canada’s new foreign buyer ban – Updated
The start of the new year saw Canada’s new foreign buyer ban officially come into effect. The two year-ban, originally passed by Parliament in June to help address housing affordability...
Read More
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