Mortgage Broker

Sarah Nixon-Miller || January 18, 2021

Buying a Home with "Incentive to Buyer" in the Offer

More so in slow markets, or if there's a reason that the sellers want to move the house quickly, a seller may offer a "buyer's incentive" to purchase the house. This is often seen written into the...

Sarah Nixon-Miller || January 15, 2021

Offering to Buy a House Without the Financing Clause

As the real estate market heats up across Canada, this question comes up more and more..."Should I offer to buy a house without the financing clause?" The short answer is, "Sure - if you have the cash...

Sarah Nixon-Miller || December 28, 2020

Year End Money Saving Mortgage Tips

Year End Money Saving Tips From my family to yours, Happy Holidays! If you became a homeowner this year, or plan to next year, be sure to remember these money saving homeownership...

Sarah Nixon-Miller || December 22, 2020

Forecasting Canada’s Housing Market in 2021

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18% over the course of 2020 and into 2021. Instead, prices...