Mortgage Broker

Sarah Nixon-Miller || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Sarah Nixon-Miller || March 22, 2019

Costs of Buying a Home

6 Saving for a down payment while renting can be tough for most of us! In addition to your down payment, you’ll also want to save for closing costs. Here’s my top 10 expenses you should prepare for: ...

Sarah Nixon-Miller || March 15, 2019

Bad Credit and Getting a Mortgage

Bad credit is a reference that brings up a lot of negative connotations.I prefer to use the term, “Bruised Credit”. A bruise is an area of discolouration caused by a blow or impact. And we all know,...

Sarah Nixon-Miller || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...