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TMG The Mortgage Group Atlantic Inc.

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Halifax Mortgage Broker
Hello & Welcome!
Being a homeowner is the most important financial investment of your life. You should feel comfortable about who you're working with and be supported from start to finish - and beyond. Your entire process will be handled from the comfort of your own home with communication through email, phone and video appointments. Signings are done easily online through our secure portal - now that is convenient! Contact me today for your free consultation and learn how working with a Mortgage Broker is a free value that will save you time and money. Military? I've got you covered with in-depth knowledge and experience of military friendly mortgage policies and first-hand understanding as a military spouse myself.

   Sarah Nixon-Miller 
Mortgage Broker
NS Broker License #3000033
NB Broker License #240045201
TMG The Mortgage Group (Atlantic) Inc.
NS Brokerage License #3000031
NB Brokerage License #160000425

  • Assurance
    A thorough pre-approval and working with an experienced broker can mean the difference between becoming a homeowner, having the best mortgage for your needs and a positive experience. For military members who can move frequently, I coordinate the entire mortgage process, present options, accommodate various time zones and can make the process easy even if you and your spouse are in different locations.
  • Time
    The process goes very quickly once you make an offer to buy a house. Being thoroughly prepared in advance will make your experience much smoother. For military members, house hunting trips are short. My research skills and lender relationships will help you get the right mortgage so you can spend more time finding your perfect home in the best neighbourhood.
  • Free
    There's no charge to you for my services on typical residential mortgage transactions. The lender pays the Mortgage Broker and it's not added to your mortgage. My unbiased, independent advice is a free value.
Why Should You Use My Services?
Negotiation. I have strong lender relationships, which is to your advantage when I negotiate your mortgage.
 
Knowledge. Mortgages are not created equal. Rate is not the only important factor. 

Understanding. I am a homeowner, too. I have renewed and refinanced, bought and sold properties. I understand this is the biggest investment of your life. and for military families I also live the same lifestyle as a spouse myself. 
 
Paperless. As an ongoing effort to protect the environment, my business is run almost entirely paperless.
 
Military. As a spouse of a Canadian Armed Forces member, I have a deep understanding of mortgage needs for military families because I live the lifestyle myself.
 
Featured/Participated In:
Mortgage Broker News 2021
Provincial Meeting Mortgage Professionals Canada and Minister of Finance 2021
Parliament Hill Day 2021 - Federal Government Mortgage Regulation Recommendations (Virtual) 
Perspectives Magazine 2020 & 2021 - Official Magazine of Canada's Mortgage Industry 
Real Estate Institute of Canada NS Chapter Halifax Event 2020
Parliament Hill Day 2020 - Federal Government Mortgage Regulation Recommendations (Ottawa)
The Globe And Mail 2019 
The Milspouse Collective Event - Speaker's Panel 2019
Canadian Military Family Magazine 2017
Immigration Services Association of Nova Scotia - New to Canada Homebuying Seminars 2017-2020
Guest Blogger - Numerous blogs/video interviews
 
Awards 
TMG Canada Top 10% Mortgage Volume Nationally 2023
TMG Atlantic Social Media Campaign Award 2022 
TMG Canada Top 5% Mortgage Volume Nationally 2022 
TMG Canada Top 10% Mortgage Volume Nationally 2021
TMG Canada Top 20% Mortgage Volume Nationally 2020 
TMG Sales Distinction 2019
TMG Atlantic Rising Star Award 2017 
 
Education & Designations
Bachelor of Arts, Mount Saint Vincent University
Additional Courses: Financial Management, Organizational Management
Mortgage Sales Certification Manulife Bank of Canada
Home Equity Bank Certified (Reverse Mortgages)
Manulife Bank Partner Rewards Certification "Silver"
Building Intercultural Competence Certification
Pandemic Awareness Safety Certification
 
Memberships
Member, Mortgage Professionals Canada National Association
Member, Mortgage Professionals Canada Atlantic Chapter

Philanthropy 
Board Member, Halifax & Region Military Family Resource Centre (MFRC) - 2022 to Present 
Secretary, Community Residents Association - 2021 to 2022
Co-Chair, Brokering Wishes (for Make-a-Wish Atlantic Provinces), 2019-2021 
Co-Chair, Credit Reporting Committee, Canadian Mortgage Brokers Association Atlantic Canada 2018-2019
Volunteer, Conference Committee, Canadian Mortgage Brokers Association Atlantic Canada 2017-2018
Treasurer, Elementary School Parent Teacher Coalition 2018-2019
Secretary, Elementary School Parent Teacher Coalition 2016-2017 
 
 
Get started with your application now!
Let's get your pre-approval or approval started today! I'm here to help!
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My Mortgage Blog — Latest Posts
Sarah Nixon-Miller || October 24, 2024
Bank of Canada's fourth consecutive rate cut brings more relief to borrowers
The Bank of Canada delivered a 50-basis-point (bps) rate cut on Wednesday, bringing its policy rate to 3.75%, its lowest level in two years. This marks the fourth straight...
Read More
Sarah Nixon-Miller || October 16, 2024
What happens if you miss a mortgage payment?
Missing a mortgage payment can be a stressful experience, but it's important to know what to expect if it happens and what options are available to prevent long-term...
Read More
Sarah Nixon-Miller || October 11, 2024
Federal program introduces easier refinancing for homeowners adding rental suite
The federal government announced a new mortgage refinancing program designed to help homeowners add secondary suites—such as basement apartments or garage conversions. The...
Read More
Sarah Nixon-Miller || September 26, 2024
Big week for mortgage rules: Feds announce key reforms
It’s been a big week for mortgage news, with both the federal government and OSFI rolling out important updates. The government has shared more details on its mortgage reforms, like...
Read More
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